“We are expecting winning ideas for the bank of the future from the Dream Team and Giffoni”. Pierpio Cerfogli, vice director of BPER Banca and partner with Giffoni Opportunity for several years, speaks to the dreamers in the streaming meeting “2030, the bank of the future”. We are just a few days from the presentation of the final project created by the team of young people, which will have to submit new ideas to the delegation of BPER Bank, which is led by the head of the cultural department of the company, Lorena De Vita.

“We are not in an era that is changing but we are living a change of era - Cerfogli explained - The real dilemma is when we need to think about future challenges and innovation and how much we need to focus on today and the current operations. I think that the only way to get an answer is having a team that focuses on interpreting how the future will be, what facilities will be possible to offer thanks to the web without the pressure of today. This is the task of the Dream Team”.

We expect to have various and even more universal bank models in the future. “Let’s think about the Supermarket platform model - the vice director of BPER Banca says - which not only does it provide for financial products but also physical goods or facilities. These facilities would be shared, as it happens for Ecosystem banking, connecting the clients from different banks with the aim of solving problems and needs in an actual web. A similar example, although a physical one, is the one of the Agnostic bank. In the US this very model is being tested thanks to the initiative of three institutions, which came together in a single space, sharing infrastructures, in an atmosphere of competitive cooperation, letting the client choose whom to contact”.